Opinion by: Vikram Arun, co-founder and CEO of Superform
DEFI already moves billions of dollars a day, allows anyone to create new assets in a few minutes and rewards users with yields that banks cannot correspond. Using an application to find opportunities, another to reject, a third to exchange, a fourth to be deposited and yet another to follow your position – while juggling with wallets, chains and gas parameters – does not feel like a financial revolution. It’s no longer like a flight simulator where most drivers crash on the track.
This complexity must disappear if the crypto improves global finance and exceeds the first risk takers. But the answer is not only another protocol. It is a rechitecture of the way DEFI is constructed and used. The one that combines a composable infrastructure without owner with productive intuitive interfaces.
It depends on two missing layers in today’s DEFI battery: hyperstructure and Superapp.
Hyperstructure is the rear internet of money
The foundation of this new battery is what we call hyperstructure. First theorized by Jacob Horne, hyperstructures are free protocols to use, precious to govern and built to last. To support superapps, hyperstructure must authorize manufacturers, as it rewards users and investors. It is without permission and decentralized, with incentives to improve and add to the protocol. It is also free, but precious to own and govern.
The hyperstructures can be created for all kinds of use cases, such as trading platforms such as Uniswap and Curve, and creator networks like Zora and Farcaster. These platforms have started as protocols and are now evolving in ecosystems, offering the backbone for the next generation of applications, alias the Superapp.
In relation: Stop making the cryptographic complex
The most urgent border is to build a hyperstructure for one of the most basic functions of money: developing. Historically, the ability to grow wealth, by economies, investment and yield, has been strongly authorized and Gatkept. Crypto has transferred money without authorization. With hyperstructures, we can also earn money without permission.
Defi’s rapid growth has revealed a problem. In the scaling yield, many projects have adopted models that were based strongly on centralized APIs, privileged roles and outdoor chain arrangements. Experience has used a close cohort of users with high -risk tolerance and institutional connections. He contradicted the fundamental principles that made precious cryptography in the first place.
Superapps supports ux without seam on rails without authorization
This is where the Superapp comes into play. He takes the fragmented chaos of Defi and the condense in a single intuitive experience. For this to work, the eage layer needs a dedicated infrastructure that widens access to yield while solving two key problems: discovery and execution.
Discovery automatically surfaces a full menu of gain opportunities with reliable onchain data so that the transmitters do not have to apply, promote themselves or rely on centralized announcements. The compress execution of complex workflows in a single atomic transaction, giving each user the same superpowers.
This requires separating the rapidly evolving product layer from a slower and neutral base which is naturally much more resilient and secure with a lower capital cost. Anyone can deploy, extend or stuff the base without requesting authorization. However, he must always be able to send modern primitives that compete with the convenience of today’s centralized platforms.
DEFI that looks like fintech
As the standardized base layer, experience becomes the differentiating. Superapps transforms raw infrastructure into products that people want to use. You open the application and see familiar tools: “cash now”, “savings”, “highest return”. Press one, and the application folds automatically, swaps and deposits, all behind the scenes. The best superapps will gain speed, strategy, support and design. The hyperstructure is the engine; Users fall in love with the car.
Here is the capture: if we optimize only for the experience and neglect of neutrality, the risk of deffi become finished partch. Centralized vaults. Opaque risk. Silent governance. It is the danger. And that’s exactly what hyperstructures are supposed to prevent.
Some will say that users do not care about decentralization. Others will say that good design justifies centralization. But crypto has never been a question of short -term convenience; It was a long -term power. If we lose that, we lose the point.
In the 2000s, few imagined 4K video streaming on a devices on a single protocol. Today is the second nature. The same thing will happen with money. People will not ask if they “use defi”. They will only use money … on open, invisible and unstoppable rails.
DEFI does not evolve as a patchwork of protocols. It evolves as a new financial interface. The hyperstructures provide the Foundation. Superapps offers experience. When aligned, the result is more than better applications. It is a better system.
Opinion of: Vikram Arun, co-founder and CEO of Superform.
This article is for general information purposes and is not intended to be and must not be considered as legal or investment advice. The points of view, the thoughts and opinions expressed here are the only of the author and do not reflect or do not necessarily represent the opinions and opinions of Cointellegraph.